Zory Muñoz is an expert on Compliance Enhance Due Diligence “EDD” and Correspondent Compliance Examinations. She has a Law Degree from the Universidad Libre in Bogotá, where she also majored in Political Science. She received her certificate as a Project Manager from U. of California Los Angeles and is CAMS certified. She has strong Public Relations and International Business experience. Since 2003, she began her career in the remittance industry as an International Representative in GroupEx, a California based license money transmitter to Central America and later on as a Compliance Manager for Coinstar. From 2011 to 2012 she was a Consultant for Earthport in London and Scotiabank in El Salvador. Zory is part of the IMTC Advisory Board and since 2012 she has worked for Xoom as Global Field Compliance.