Karen joined Chartwell as a Senior Compliance Director and is a subject matter expert in anti-money laundering, OFAC, money transmission and prepaid access, as well as other regulatory requirements specific to financial services.
As part of the First Data leadership team for 10 years, she drafted and directed the operations of the 2012-2013 Global Corporate Compliance Program. She has 12 years of experience directing AML Compliance teams, and drafting programs that identify requirements, risks, controls and methods of control validations. Karen’s career as an AML expert began in 2001 when the USA PATRIOT Act was passed and added BSA requirements to Money Services Businesses.
As Compliance Director for The Western Union Company is a US financial services company with headquarters in Englewood, Colorado with offices and agents all over the world offering services such as money transfers (P2P, P2B and B2B, money orders, and other business & commercial services. With close to 12,000 employees, more than 500,000 agent locations in over 200 countries and territories, Western Union is... want more?, Inc. and Integrated Payments Systems Inc., Karen hired and trained new staff to provide training, monitoring, agent management, and compliance audits for the more than 80,000 agent locations. In addition to AML, her compliance oversight activities have included reviews of consumer services for FCRA and UDAAP compliance.
Karen has an undergraduate degree in Education from the University of Maryland, a Master’s Degree in Public Administration from the University of Colorado, and a Paralegal Certificate.
In her free time, Karen can be found hiking, biking, cooking, reading, and playing cards.