Judith Rinearson is a partner at K&L Gates. Ms. Rinearson is a recognized authority in the areas of prepaid and emerging payment systems, electronic payments, crypto/virtual currencies, reward programs, ACH and check processing. She has more than 25 years of experience in the financial services industry, particularly in the areas of compliance with state and federal consumer protection laws, anti-money laundering laws, state money transmitter licensing laws and abandoned property laws.