Jay Postma, CAMS is President of MSB Compliance Inc. which provides BSA/AML compliance consulting to money services businesses and other financial institutions. With over 25 years experience in the banking, financial services and software development industries, Jay has worked as an entrepreneur within the Federal Reserve Bank of Atlanta and entrepreneur at Towne Services and at El Banco de Nuestra Comunidad to create value while ensuring effective risk mitigation. He consults with non-bank financial institutions and banks on BSA/AML compliance issues, conducts independent reviews, and works with a variety of businesses to ensure effective risk mitigation.