Heidi S. Wicker, a Partner at Schwartz & Ballen LLP, advises money services businesses, financial institutions, payment processors, multi-national retailers and technology companies on a broad range of electronic payments, banking, and e-commerce regulatory law matters, with a focus on emerging products and services.  Heidi received her J.D., with honors, from The George Washington University Law School and is a member of the District of Columbia and New York State Bars.