Puedo asegurar que la mayoría de las personas entienden el derisking (o de-risking), como la palabra en inglés lo dice claramente: “de o off y risk o riesgo”. En el caso de servicios financieros, implica reducir el riesgo. También podemos llamarlo debanking (desbancarizar), y tal vez el término sea más apropiado porque explica, para la…
DetallesI will argue that most everyone understands derisking, as the word clearly states it: “the lowering of risk”, and in the case of financial services, that implies setting parameters of where the risk lies, and how to mitigate it and manage it. We can call it debanking too and maybe that is more appropriate. Because…
DetallesLourdes Soto, Consultora de Mohr World Consulting radicada en Madrid, España, hace un recuento breve del “Cierre de Cuentas a Entidades de Pago por Bancos Comerciales en España” en el cual resume la dificil situación de derisking en España que ha resultado en Entidades de Pago llevando a las cortes a los bancos comerciales para detener…
DetallesEn agosto de 2017 publiqué en un IMTC Blog el documento llamado “El Riesgo del No Riesgo” dando una visión de la realidad existente en esos momentos del fenómeno denominado “De-Risking”, e hice un estudio profundo, citando a varios autores, actores e instituciones de la escenario público y privado de los países de Latinoamérica. El…
DetallesEuropean Regulators all share a strong will to address de-risking practices in the European Union as they can leave customers without access to the financial system. Back in September 2020, the European Commission (EC) published a Retail Payment Strategy in which it set its objectives to improve cross-border payments involving non-EU countries, including remittances, to…
DetallesMost of my industry information has come from doing the IMTC Conferences for the past 10 years, from the panels and roundtables that I moderate or participate in. IMTC, as most event companies, had a rough year as we postponed IMTC LATAM in Buenos Aires, IMTC EMEA in London and IMTC ASIA in Vietnam. We…
DetallesWe will always remember 2020 as the Covid year and everything that went on as part of this unprecedented year. It was a year that changed history and will continue to make changes to our lives and livelihoods. In the financial services industry, we are still analyzing the changes that have occurred and the ones…
DetallesEquity Bank, once technically declared insolvent in 1993, now has more than 9 million customers, more than any other bank in Africa with nearly half of the bank accounts in Kenya. The company’s vision is “to be the champion of the socio-economic prosperity of the people of Africa,” with an agent-based model that has won…
DetallesBy Olivia Chow Thunes offers a global platform that provides seamless transfer of funds between payment systems in more than 100 countries and 60 currencies. The company was born last year as the cross-border payments offspring of TransferTo, which was established in 2005 beginning with a mobile top-up and rewards business that has become the…
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