Ms. Park’s practice includes corporate, regulatory, and real estate law. In her regulatory practice, she advises financial institutions, money services businesses, and retail corporations on regulations applicable to electronic funds transfers and electronic payments, escheat of unclaimed property, anti-money laundering laws, and privacy. With respect to prepaid access, she has counseled clients on compliance with federal laws such as the Credit CARD Act and the Electronic Fund Transfer Act, and state laws regarding disclosure requirements and restrictions on expiration dates, fees and cash redemption. She has represented prepaid access issuers, program managers and distributors, advising on closed-loop and open-loop programs, including e-wallets, loyalty and promotional programs, government benefit programs, and payroll cards. She has suggested alternative corporate structures for prepaid access issuers, worked on licensing and compliance issues with regulators throughout the country, prepared disclosures and website terms and conditions, reviewed advertising materials and marketing strategies, and negotiated agreements among program participants.