Carol is a serial entrepreneur, mobile payments and banking pioneer, a successful Silicon Valley executive and an expert in financial service innovation. She has worked with leading financial institutions as well as multinational banks. She is and has been a part of several Boards of Directors, was CEO and Chairman of Obopay and she was named 50 Top Women in Technology. She is the author of “BankRUPT – Why Banking is Broken, How it can be Transformed”. Carol has a BA in Math from the Univ. of California, an MS in Comp. Science from San Jose State U., a graduate of the Stanford Univ Grad School of Business and the Exec. Program from Singularity Univ. She is a Board Member of PrepayNation.