AJ has been passionately following the way people send money around the world for more than 20 years. He is an entrepreneurial senior executive with global, hands-on experience across the US, Canada, Europe, the Middle East and other regions. He excels at identifying unique opportunities and building the right products, strategy and organization to capitalize on them. AJ was a Senior Executive at Western Union for over 15 years and he is currently serving as a Director at Anthemis Group, an investment and advisory firm focused on reinventing financial services for the 21st century as well as a Board Member of Prepay Nation. He’s an experienced speaker and his presentations are always full of innovative ideas and interesting insights in the tendencies of the money transfer market.