Daniel Gutierrez is the Vice President & BSA Manager at Ocean Bank in Miami, Florida. Daniel has been a key part of Ocean Bank’s BSA Management team since 2011. His team enabled the Bank to get off the deferred prosecution agreement and Consent Order, as well as enhancing and strengthening its BSA Program.
Prior to his employment at Ocean Bank Daniel worked in other large Financial Institutions in Miami, including Standard Chartered Bank, American Express Bank International, Banco de Credito de Inversiones and The International Bank of Miami, N.A. in various BSA/AML/OFAC capacities including Managerial and supervisory positions.
His background and experience in BSA is focused on leading BSA teams to complete: Bank-wide risk assessments, Foreign Correspondent Banking reviews, PEP, PIC/IBC, 314(a), 314 (b) and subpoena and High Risk reviews, OFAC/AML investigations, and other anti-money laundering and regulatory compliance matters including providing training courses.
In his capacity as BSA Manager, he has managed complex cases involving a wide range of clients from local to wealth management international portfolios including small privately owned companies to large multinational entities located in the United States, Mexico, Central America, South America and the Caribbean.
Daniel has extensive experience in anti-money laundering, USA PATRIOT Act, Bank Secrecy Act, Office of Foreign Assets Control (OFAC), and compliance matters. He currently speaks and provides frequent trainings on these before Government Officials, Local and International professionals as well as academic audiences. He is currently the Chair for the BSA/AML Committee for FIBA, the Florida International Bankers Association. He is a Certified Professional in AML (FIBA/ Florida International University Certification); and a Certified Anti-Money Laundering Specialist (CAMS). He recently moderated a panel on the Latest Developments in Trade Based Money Laundering: Geographic Targeting Orders (GTOs), and the Intersection of Fraud and Money Laundering for FIBA’s 16th Annual AML Compliance Conference.