Joseph Ciccolo, AML veteran, explains how to engage with your regulator and manage your money transfer licenses

I split my time between the crypto and international money transfer world. To speak in generalities, the energy, mindset, and concerns are dramatically different. When it comes to compliance, however, I do think some parts of the cryptosphere are starting to edge closer: Fear the regulator — or your business will face capital punishment. No…


Cash & Digital: black clouds or blue skies?

Last week at the ESTA Conference, the European Cash Management Companies Association’s yearly event, this time in Vienna, I moderated a panel entitled “The war on cash: black clouds or blue sky ahead?”. For the panel, I had the opportunity to have some of the best speakers on the subject.