AAJ is an innovative entrepreneur with over 20 years experience in the Financial Services industry. He is passionate about financial inclusion and building a ubiquitous, global payments and value transfer ecosystem.

Currently, AJ is the Head of Global Financial Services for International Markets at Millicom (tigo). He is developing new products and services, expanding the brand’s global footprint, securing strategic commercial and technology partnerships and launching new digital channels. AJ serves as a Non-Executive Board Member at Catella Bank and holds several other Board advisory roles in the FInTech and star-up space.

Previously, AJ was a Director at Anthemis Group, an innovative Investment, Advisory and M&A group focused on reinventing Finance for the 21st Century. He also led multi-national Financial Services organizations to record growth and breakthrough innovations. He held senior positions at First Data, American Express, MoneyGram and Western Union.